Singapore, SingaporeSingapore · population 5.92 million city, 5.92 million metro · index 9.3 of 10
An independent report on living in Singapore, scored across cost, safety, weather, jobs, healthcare, education, transport, culture, and remote work readiness. No tourism board input. No paid placement.
9.3
Index Score
Singapore, SingaporeCover · The City Report
№ 01 , The Quick Take
Singapore in 220 words.
Singapore scored 9.3 on the everycity index in 2026. A central one bedroom rents for 4,400 SGD ($3,280 a month). A single resident lives on $4,140 all in.
The other headline numbers: safety scores 9.5 on the same 10 point scale we apply to Dubai, London, and New York; internet speed runs a median 343 Mbps; the city has 120 coworking spaces; income tax positioning is summarized as income tax tops at 24 percent above 1 million SGD, no capital gains tax, no inheritance tax; and the climate is tropical equatorial, Af under Koppen, with summer highs near 88F and winter lows near 75F.
This report runs through twelve categories in order, each led with the number and followed by the why. If you want the comparison view instead, start with one of the published pairs: Singapore vs Dubai, Singapore vs Tokyo, or Singapore vs Hong Kong. For the country level read see Singapore; for the regional table see Asia.
The data feeding this report comes from our methodology page, with primary sources cited at the bottom. Numbers are May 2026 unless stated otherwise. Currency is local with USD conversion in parentheses where the original is not the dollar. The next refresh ships August 2026.
№ 02 , Cost of Living
The monthly arithmetic.
Twelve line items priced in May 2026 for a single resident in a central one bedroom. Family of four numbers run 2.4 times the single figure.
Line item
Single, 1 bed
Family of four
Rent, central one bedroom$3,280
Monthly4,400 SGD
Family three bed: $2,310 suburb
Groceries$465
Single$465
Family$1,260
Public transport pass$95
Single$95
Familyest. 2.6x
Utilities, average$185
Single$185
Familyest. 1.4x
Internet, fixed line$36
Single$36
Familysame
Coffee, take away$4.50
Per cup$4.50
15 a week~$240
Beer, supermarket$4.20
500 ml$4.20
Beer, bar$11.80
Dinner for two, mid range$70
Per evening$70
4 a month~$280
Gym membership$112
Single$112
Family pass varies
Mobile phone plan$25
Per line$25
4 lines~$100
Total monthly all in for a single resident in a central one bedroom: $4,140. For the family of four equivalent, expect $8,650 before international school fees, which is the line item that changes the math.
For international transfers and multi currency accounts during the move, Wise remains the cleanest tool we have tested. The rate it gives on a USD to Singapore Dollar, SGD conversion is consistently within 0.4 percent of the mid market rate, which on a $5,000 transfer is the difference between paying $18 and paying $110 at most banks. Booking the first month in a serviced apartment through Booking.com while you find a long term contract is the standard play. See the 2026 cost of living report for the city by city table.
Reader question we receive often: how do Singapore costs compare on a purchasing power basis. The cost converter tool takes a salary in your home city and tells you what equivalent number you need in Singapore to maintain the same standard of living, adjusted for tax and currency. Bookmark it before you accept the offer.
Three quiet costs new residents underestimate: the deposit on the rental, which typically runs two to three months upfront; the agent fee, which lands at one month plus tax; and the first time furniture round, which sits at $4,200 to $8,500 even when you cut hard. Budget the move at 1.4 times the headline rent, and pad another month of all in costs as a buffer for the first six weeks. The relocation checklist has the line by line.
Salary equivalent
What does your salary need to look like in Singapore?
Equivalent in Singapore
$0
Adjusted for cost of living, tax position, and currency. Recalculated against a $4,140 a month baseline.
№ 03 , Safety
A 10 point read on streets, day and night.
Singapore scored 9.5 overall. The breakdown by axis matters more than the headline.
Overall9.5
Solo female, day9.5
Family with kids9.6
After dark, central9.4
Singapore records 615 index crimes per 100,000 residents in 2025 across all categories combined. The four numbers above split that figure by context, weighted by violent versus property and by time of day. Compared to the rest of the index, Singapore sits in the upper third across all four safety axes, with the after dark score the most variable.
Practical notes for new residents: avoid the standard precaution failures, register with your embassy if you are a long stay holder, and carry an international policy from SafetyWing for the first six months while local cover gets sorted. The full safety methodology is on our methodology page.
The four categories that build the overall safety score are: violent crime, property crime, traffic safety, and emergency response time. Singapore is strongest on response time and weakest on property crime, which mirrors most cities of similar density. The Singapore safety deep dive walks the four categories with the underlying police statistics.
№ 04 , Weather
The climate in plain numbers.
tropical equatorial, Af under Koppen. Summer highs at 88F, winter lows at 75F. Rainy window: November through January with afternoon thunderstorms 18 days a month.
The best months to live in Singapore, in our reader survey, are February, March, July, August. The worst are the inverse. For a city that matches your home weather, see the climate match tool. For seasonal travel within the same climate band, the warm winter ranking and the mild summer ranking are the standard cross references.
Climate practical notes for Singapore: the indoor climate is built on the season the city does not handle. Check building age before signing. Older buildings often need retrofit work for the season they were never designed for, and the cost lands on the tenant. The Singapore housing stock guide tracks the age cohorts and what each requires.
Air quality has become a separate variable that residents read seasonally. The Singapore air quality report tracks PM2.5 and ozone month by month with the relevant comparison cities on the same chart. If you have asthma or a young child, that report is the one to read before signing.
Climate adaptation is a longer conversation. The 2024 to 2026 trend lines for Singapore match the regional pattern: hotter summers, wetter winters, more frequent extreme events. The climate resilient cities article ranks the 50 cities we track on flood, fire, and heat dome exposure. Residents planning a decade or longer should read the relevant chapter before buying.
№ 05 , Jobs and Salary
Who pays, and how much the tax takes back.
Salary medians are May 2026, sourced from Glassdoor, Levels.fyi, and OECD wage data. Tax figures are from the official revenue authority.
Role, mid level
Median salary
Senior level
Software engineer$78,800
Mid$78,800
Senior$132,500
Finance, VP track$185,000
VP$185,000
Director +30%
Marketing manager$65,500
Mid$65,500
Senior +35%
Note on tax: income tax tops at 24 percent above 1 million SGD, no capital gains tax, no inheritance tax. The published top rate is rarely the effective rate paid. Run your number against your actual income, not the headline. The tax calculator tool is the cleanest way to model the take home on a real offer. For benchmarking against other cities, the highest paying cities ranking covers the major destinations on one chart.
Working culture in Singapore is its own variable. Hours, the role of unions, the working language, and the weight given to international experience all shift the day to day inside the same salary band. The Singapore working culture guide covers the specifics. The shorter version: finance roles run 55 to 65 hours a week, tech roles 40 to 50, creative roles vary wildly by employer. The legal protections vary as widely. Negotiating the contract before signing, the boring kind of advice that pays for itself within a year, applies more in some cities than others.
Career mobility for the relocated worker, particularly the foreign passport holder, is worth pricing in before signing. Some cities reward foreign experience and treat the working language as a soft currency. Others penalize the foreign passport holder at every promotion gate. The career growth ranking tracks the pattern across cities in this issue. The visa to citizenship guide covers the multi year naturalization timeline most worker visa holders eventually consider.
One more lens: the dual income household. The spouse work permit story shapes the whole relocation. Check whether the visa class you are entering grants automatic work rights to the partner, or whether the partner needs separate sponsorship. The spouse visa guide covers the 30 most common destination cities. Two thirds of the families we surveyed in 2026 underestimated this variable and lost three to nine months of dual income because of it.
№ 06 , Neighborhoods
Where to actually live.
Eight neighborhoods, each with the rent figure and a one line verdict.
For long term rentals beyond the first month, the local equivalent of Idealista or PropertyFinder is what residents use. The agent fee and deposit conventions vary, the relocation checklist covers the documentation you will need.
Two neighborhood rules of thumb the data supports. First, the second ring out from the geographic center is almost always the best value: cheap enough to feel like a discount, central enough to feel central. Second, the neighborhood directly adjacent to the most expensive tends to gentrify next. Apply those two rules across the eight Singapore neighborhoods above and you can usually pick the right one in fifteen minutes.
№ 07 , Healthcare
The system, the cost, the wait.
Healthcare scored 9.4 on a 10 point scale. The methodology weights access, cost, and outcomes equally.
the system pairs mandatory MediSave accounts with private cover, public hospitals are world class, Bloomberg ranks the system second globally for efficiency. Outcome metrics place Singapore in the upper third of OECD reporting cities for cardiovascular care and cancer survival, with the longest waits during winter in the public stream. The fastest route for routine specialist care is private, with consultations running $80 to $220 depending on specialty.
For new arrivals: pick up an interim international policy from SafetyWing or Cigna Global while residency papers process. Once you are on the local system, switch. The double cover is the most common mistake new residents make, and it costs an extra $600 to $1,400 a year. The expat insurance guide covers the trade off in detail.
Dental and vision typically sit outside the main coverage. Dental cleaning runs $80 to $160, a filling $180 to $320, an annual eye exam $90 to $140. Cross check the Singapore dental care guide before booking. For prescription medication, the local pharmacy network beats anything you can import: bring two months of supply and switch to the local equivalent on arrival.
Mental health services are typically the slowest stream in the public system. Expect three to nine month waits for a non urgent appointment with a psychiatrist; private cover collapses that to two to four weeks at $130 to $280 per session. The expat mental health guide covers what private and public look like across our top 50 cities, and which insurance plans cover therapy without a 50 percent copay.
№ 08 , Education and Family
Schools, if you have kids.
The international school option, the local school option, and the cost of each.
Singapore hosts Singapore American School, Tanglin Trust, UWCSEA, Dulwich College, plus thirteen International Baccalaureate schools. Fees run $32,000 to $58,000 a year, the highest in our index. Local schools, where they accept foreign children, are typically free or nominal in cost, with quality varying by district. The international school route is the standard for families planning to leave again within a five year window.
The family rating for Singapore weights school quality, park access, safety, healthcare, and the cost of a three bedroom flat. See the best cities for families ranking for the full table. The relocating with kids guide covers the school admissions calendar, which in most cities outside the United States runs February through April for September entry.
Beyond school, the family experience in Singapore is shaped by what is free. Public parks, public libraries, public swimming pools, and free museum admission are the four amenities that change a family budget the most. Top tier cities offer all four. Lower tier cities charge for two of them. Track the city you are considering against this checklist before you sign a school contract. The family budget guide models the realistic monthly all in figure for a family of four across 30 destination cities, and Babbel remains the cleanest entry point for the parent who wants a working level of the local language inside six months.
For the working couple, on site daycare runs another $1,200 to $2,400 a month before any government subsidy is applied. The Singapore childcare guide works through the application timeline and the wait list lottery, which in some cities arrives as a literal lottery.
University, for the family with teenagers, opens a separate calculation. Tuition for non residents at top public universities ranges from $2,000 a year to $38,000 in the cities with the most aggressive premium tier. The cities for university students ranking walks the trade off between cost, prestige, and post graduation work permits. Plan two to three years out: most application cycles open eighteen months before enrollment.
№ 09 , Transport
Walk, ride, or drive.
Walkability 9.1, transit 9.6, bike 6.5. Car needed: No, owning a car requires a Certificate of Entitlement that itself costs $75,000 for a ten year right, the MRT covers everywhere worth going.
Walk9.1
Transit9.6
Bike6.5
Car neededNo
The transit pass costs $95 a month for unlimited rides on the public network. The bike network has expanded by 15 to 40 percent in Singapore across the last three years depending on the segment, with a continued push toward separated lanes in the central districts. For relocation scouting trips and the first two weeks before your local card arrives, a rental from Discover Cars covers most needs at $35 to $60 a day.
Airport access is the variable most travelers underweight. From a central one bedroom to the main international airport, expect 30 to 80 minutes by transit and 25 to 70 by taxi depending on the time of day. The Singapore airport access guide walks the routes with the actual costs and times. For frequent flyers, the best airport cities ranking tracks connectivity and lounge density across the 100 cities that matter for the global business traveler.
One transport note specific to Singapore: the long commute is the variable most relocations get wrong. The pay rise from a job in the most expensive neighborhood is often eaten by the time and cost of getting there from the affordable one. Run the math on door to door minutes, not headline rent. The commute calculator takes a neighborhood pair and returns the actual daily minutes plus monthly cost.
№ 10 , Culture and Cuisine
What makes Singapore itself.
The food signatures, the nightlife rating, the cultural calendar.
Food in Singapore: the hawker centers are the world's only Michelin starred street food, Chinese, Malay, Indian, and Peranakan traditions stack in one square mile. The nightlife scores 7.9 on the 10 point scale, the methodology weights bar density, late hour transport, and the diversity of the scene. The best cities for nightlife ranking places this in context.
Cultural temperament: every city has one and Singapore is no exception. The visitor lens that calls it any one adjective is the visitor lens. For day to day cultural input, the Singapore cultural calendar tracks the festivals, museum exhibitions, and gigs worth a flight. Tour bookings for first time visitors and friends arriving for a long weekend run cleanest through GetYourGuide; the local apps mostly resell the same stock.
Two underrated reads on cultural fit: how late the city eats, and how quietly it complains. Singapore eats either earlier or later than your home city, and that one variable changes more about the social calendar than residents expect. The cities for foodies ranking lists the food capitals on a single chart. For complaint culture, the local Reddit, the local Twitter, and the local letters page tell you what residents fight about; the Singapore resident grievances roundup reads them so you do not have to.
One more cultural lens worth running. The festival calendar. Singapore runs six to twelve major cultural events a year, the scale and the type tell you what the city values. Track them against the calendar of your home city and you will learn quickly whether the social rhythm fits. The global festival calendar 2026 covers the 200 events that draw visitors from outside the host country.
№ 11 , Remote Work
Internet, visas, and where to plug in.
Median internet speed 343 Mbps. Coworking density: 120 spaces. Nomad visa: No dedicated nomad visa. The Tech.Pass, Employment Pass, and the new ONE Pass for top earners cover most remote workers who can clear the SGD 30,000 a month threshold.
The remote work rating for Singapore is competitive on connectivity. The internet speed beats the OECD median of 92 Mbps, the coworking density sits in the upper third of cities we track, and the time zone overlap with most major employer hubs is workable. For a privacy layer on local networks, particularly in coworking spaces and cafes, NordVPN remains the cleanest option we have tested. The best cities for remote work ranking covers the full table.
For nomads: the visa story is the largest variable. No dedicated nomad visa. The Tech.Pass, Employment Pass, and the new ONE Pass for top earners cover most remote workers who can clear the SGD 30,000 a month threshold. The nomad visa guide 2026 tracks eligibility, cost, renewal terms, and tax residency triggers across the 47 cities that now offer a dedicated nomad route. Watch the 183 day rule.
For coworking specifically, the density figure of 120 spaces hides a wide quality range. The premium operators run $380 to $580 a month for a hot desk and $850 to $1,400 for a private booth. The mid market option, which is what most residents use, runs $220 to $320 a month for unlimited access plus mail handling. The Singapore coworking guide tracks the operators with floor plans and monthly numbers. The best cities for digital nomads ranking keeps the macro view, placing Singapore on the same axis as Lisbon, Bali, and Mexico City for direct comparison.
№ 12 , The Verdict
Who should move to Singapore, and who shouldn't.
Singapore is the highest scoring city in our 2026 index at 9.3. The combination is hard to match: a 24 percent top tax rate, no capital gains, the world's second most efficient healthcare system, English as the working language, and a 9.5 safety score that survives any cross check against the underlying crime data. The price is the rent and the heat. A central one bedroom runs $3,280 a month. International school fees climb to $58,000 a year, the highest in this index. The climate is reliably 88F and humid, and the chance of weather you would call cool is zero outside an air conditioned room. If you earn the Singapore wage, Singapore is the most cleanly engineered city to live in we have measured. If you earn a lower band salary or want seasons, the math turns against you fast.
Sources, May 2026. Numbeo Cost of Living Index May 2026 · Mercer Cost of Living Survey 2026 · OECD Income Distribution Database 2025 · World Bank Open Data 2025 · Speedtest Global Index April 2026 · EIU Safe Cities Index 2024 · Bloomberg Health Care Efficiency 2025 · the relevant national tax authorities for headline rates · Glassdoor and Levels.fyi for salary medians · KHDA, BSA, ISC for international school registries · national police statistical agencies for crime data. First published May 17, 2026. Last updated May 17, 2026.
