The 7 working expat health products compared. Cigna Global at 4,820 dollars a year for a family, SafetyWing at 56 a month single, Allianz Care at 5,400.
The 2026 expat health market comes down to 7 structural products. Long term private medical: Cigna Global, Allianz Care, GeoBlue, Foyer Global, William Russell. Travel medical: SafetyWing, IMG Global. The split: private medical for 5 year residency; travel medical for in between months.
If destination has free public healthcare for residents (UK, Spain, Portugal, France, Italy, Greece, Australia, New Zealand, Canada, Singapore), buy a local top up at 600 to 1,400 a year and skip the international product. If destination is private only (US, UAE, Switzerland), buy Cigna or Allianz; family premium 4,800 to 7,200 a year. If on the road under 9 months not residing anywhere, buy SafetyWing or IMG at 56 to 142 a month.
Cigna Global family of 4 worldwide minus US: 4,820. With US: 11,200. Allianz Care: 5,420 worldwide minus US, 12,800 with US. SafetyWing single 30 year old worldwide minus US: 56.28 a month. With US: 142 a month.