Vol. 06 / 2026Continent ReportUpdated Feb 2026
№ 00 — North America Report

North America.

3 sovereign states. 84 cities indexed. The structural cost basket runs from 1,140 USD a month in Merida to 4,640 USD a month in central Manhattan. Population 502 million across the USMCA trade corridor.

New YorkAtlantic capital
№ 01 — The Atlas Take

The continent, in numbers.

Countries3
Cities indexed84
Cost band$1,140 to $4,640
Population502M

North America carries the structural USMCA trade corridor of 2026 across the United States, Canada, and Mexico at 502 million combined population, with the structural cost basket from 1,140 USD a month in Merida and Oaxaca through 1,440 USD in Mexico City, 2,440 USD in Austin, 2,640 USD in Miami, 3,140 USD in Toronto, 3,640 USD in Los Angeles, 3,840 USD in Vancouver, 4,140 USD in San Francisco, and 4,640 USD in New York central Manhattan.

The structural US visa stack runs the H1B specialty occupation at the qualifying lottery (85,000 annual cap), the O1 extraordinary ability visa at the qualifying achievement record, the L1 intracompany transfer at the qualifying corporate corridor, the EB1, EB2, and EB3 employment based green card pathways, and the E2 treaty investor at the 100,000 USD plus business investment minimum. The Canadian Express Entry at the 67 point Comprehensive Ranking System threshold runs the structural skilled worker permanent residence corridor.

For the parallel filters, the cities for tech jobs ranking places San Francisco, New York, Austin, Los Angeles, and Toronto inside the global top 15 tech anchor; the cities for finance ranking places New York at the global number 1 financial centre per the GFCI 38 reading.

№ 02 — The Top 10 Cities

The ten cities that lead.

01
Northeast US · index 8.7

New York, United States

New York takes the North American number 1 city of 2026 at an 8.7 everycity index on the structural global financial anchor (the GFCI 38 number 1 reading), the structural cost basket at 4,640 USD a month at central Manhattan, and the structural MTA Subway 472 station network. The full New York city profile walks the stack.

02
California · index 8.4

San Francisco, United States

San Francisco takes the North American number 2 city of 2026 at an 8.4 everycity index on the structural global tech anchor (Silicon Valley at the 30 minute corridor), the structural cost basket at 4,140 USD a month, and the structural Pacific cool summer envelope. The full San Francisco city profile walks the stack.

03
Eastern Canada · index 8.5

Toronto, Canada

Toronto takes the North American number 3 city of 2026 at an 8.5 everycity index on the structural Canadian commercial capital tier with the cost basket at 3,140 USD a month, the Canadian Express Entry at 67 point Comprehensive Ranking System threshold, and the structural English working language at the federal level. The full Toronto city profile walks the stack.

04
Western Canada · index 8.4

Vancouver, Canada

Vancouver takes the North American number 4 city of 2026 at an 8.4 everycity index on the structural Pacific Northwest coast urbanism, the structural cost basket at 3,840 USD a month, and the structural Stanley Park 1,000 acre central tier. The full Vancouver city profile walks the stack.

05
Central Mexico · index 8.2

Mexico City, Mexico

Mexico City takes the North American number 5 city of 2026 at an 8.2 everycity index on the structural Mexican capital tier with the cost basket at 1,440 USD a month, the Mexican Temporary Resident visa at the 4,300 USD monthly income or 71,200 USD savings tier, and the structural 7,300 ft altitude mild climate at year round 56F to 78F daytime. The full Mexico City profile walks the stack.

06
Texas · index 8.3

Austin, United States

Austin takes the North American number 6 city of 2026 at an 8.3 everycity index on the structural Texas tech anchor (Tesla, Apple, Oracle, Indeed at the central tier), the structural cost basket at 2,440 USD a month, and the structural zero state income tax corridor. The full Austin city profile walks the stack.

07
California · index 8.1

Los Angeles, United States

Los Angeles takes the North American number 7 city of 2026 at an 8.1 everycity index on the structural Pacific California urbanism, the structural cost basket at 3,640 USD a month, and the structural year round 64F to 84F daytime envelope. The full Los Angeles city profile walks the stack.

08
Florida · index 8.0

Miami, United States

Miami takes the North American number 8 city of 2026 at an 8.0 everycity index on the structural Florida zero state income tax corridor, the structural cost basket at 2,640 USD a month, and the structural Latin American gateway at 70 percent Hispanic population reading. The full Miami city profile walks the stack.

09
Eastern Canada · index 8.3

Montreal, Canada

Montreal takes the North American number 9 city of 2026 at an 8.3 everycity index on the structural Quebec French and English bilingual corridor, the structural cost basket at 2,440 USD a month, and the structural Canadian Express Entry at the qualifying point threshold (Quebec PEQ pathway available).

10
Yucatan · index 7.9

Merida, Mexico

Merida takes the North American number 10 city of 2026 at a 7.9 everycity index on the structural Yucatan colonial tier (the structural safest city in Mexico per Numbeo Crime Index 2026), the structural cost basket at 1,140 USD a month, and the structural Mayan archaeological corridor (Chichen Itza, Uxmal, Mayapan).

№ 03 — Country Breakdown

The countries that make it up.

United States

335.4M population, USD. New York at 4,640 USD a month, San Francisco at 4,140 USD, Los Angeles at 3,640 USD, Austin at 2,440 USD, Miami at 2,640 USD. The H1B at the 85,000 annual cap; the O1 visa at the qualifying achievement; the federal personal income tax progressive ceiling at 37 percent plus state tier.

Canada

40.1M population, CAD. Toronto at 3,140 USD a month, Vancouver at 3,840 USD, Montreal at 2,440 USD, Ottawa at 2,640 USD. The Express Entry at 67 point CRS threshold; the Provincial Nominee Program parallel pathway; the federal personal income tax progressive ceiling at 33 percent plus province tier.

Mexico

129.5M population, MXN. Mexico City at 1,440 USD a month, Guadalajara at 1,240 USD, Monterrey at 1,440 USD, Merida at 1,140 USD, Playa del Carmen at 1,640 USD. The Temporary Resident at 4,300 USD monthly income or 71,200 USD savings; the Permanent Resident at 7,200 USD monthly income or 287,000 USD savings; the personal income tax progressive ceiling at 35 percent.

№ 04 — Regional Themes

The sub regions.

The Northeast US

New York, Boston, Philadelphia, Washington at the 3,440 to 4,640 USD cost band. The structural Acela high speed corridor; the structural global financial anchor at central Manhattan.

The South US

Austin, Miami, Atlanta, Nashville, Charlotte, Houston, Dallas, New Orleans at the 2,140 to 2,840 USD cost band. The structural zero or compressed state income tax corridor across Texas, Florida, and Tennessee.

The West US

San Francisco, Los Angeles, Seattle, Portland, Denver, Phoenix, San Diego, Las Vegas at the 2,440 to 4,140 USD cost band. The structural Pacific California and Mountain West tier.

The Midwest US

Chicago, Minneapolis, Detroit, Cleveland, Columbus, Indianapolis, Milwaukee, St. Louis at the 1,840 to 2,440 USD cost band. The structural Great Lakes industrial heritage at the central commercial tier.

Canada

Toronto, Vancouver, Montreal, Ottawa, Calgary, Edmonton, Quebec City, Halifax at the 2,140 to 3,840 USD cost band. The structural Canadian Express Entry at 67 point CRS threshold; the structural English and French federal bilingual.

Mexico

Mexico City, Guadalajara, Monterrey, Merida, Playa del Carmen, Puerto Vallarta, San Miguel de Allende, Oaxaca, Cancun at the 1,140 to 1,640 USD cost band. The structural Temporary Resident at 4,300 USD monthly income; the structural Mexican peso volatility against USD.

№ 05 — Climate Zones

The climate across the continent.

The structural North American climate runs five deep. The structural Mediterranean tier across the central California coast (San Francisco, Los Angeles, San Diego) carries the year round 54F to 84F daytime envelope with the structural cool summer marine layer at central San Francisco; the structural Los Angeles equivalent runs at 64F to 88F July daytime.

The structural humid subtropical tier across the southeastern United States (Miami, Atlanta, New Orleans, Houston) carries the structural 78F to 92F July to August daytime envelope with the August to October hurricane season risk; the structural Miami November to April optimal winter window runs at 70F to 80F daytime.

The structural continental tier across the Northeast and Midwest United States and southern Canada (New York, Toronto, Chicago, Boston, Montreal) carries the 24F to 38F January window and the 78F to 88F July equivalent. The structural Toronto February daytime equivalent runs at 28F to 32F.

The structural Mexican altitude tier at Mexico City (7,300 ft elevation), Guadalajara (5,141 ft), and San Miguel de Allende (6,400 ft) carries the structural year round 54F to 78F daytime envelope (the structural Mexican absolute mild climate corridor). The structural Yucatan and Caribbean coast tier at Merida, Cancun, and Playa del Carmen runs the structural year round tropical 76F to 92F equivalent.

№ 06 — Cost Map

The cost basket, city by city.

The structural North American cost basket runs at 1,140 USD a month in Merida and Oaxaca, 1,240 USD in Guadalajara, 1,440 USD in Mexico City and Monterrey, 1,640 USD in Playa del Carmen, 2,140 USD in Pittsburgh and Cleveland, 2,440 USD in Austin and Montreal, 2,640 USD in Miami and Atlanta, 2,840 USD in Chicago and Boston outskirts, 3,140 USD in Toronto, 3,640 USD in Los Angeles, 3,840 USD in Vancouver, 4,140 USD in San Francisco, and 4,640 USD in New York central Manhattan.

The structural one bedroom rent inside the central tier runs at 380 USD in Merida, 540 USD in Mexico City Roma Norte and Condesa, 740 USD in Guadalajara central, 1,440 USD in central Toronto and Austin, 1,840 USD in Miami central Wynwood and Brickell, 2,440 USD in Vancouver central, 2,640 USD in Los Angeles West Hollywood and Santa Monica, 3,140 USD in San Francisco SOMA and Mission, and 3,840 USD in New York central Manhattan studio tier.

For the parallel filters, the cheapest cities ranking places Merida, Oaxaca, and Guadalajara at the structural North American cost compressed Mexican tier; the structural cities for startups ranking places San Francisco, New York, and Austin inside the global top 5 startup ecosystem anchor.

№ 07 — Visa and Residency

The visa stack.

North America carries no Schengen equivalent. The structural visa friction sits at the country tier with the structural ESTA 90 day visa exempt window for the United Kingdom, EU, Australian, Japanese, South Korean, and Singaporean passport into the United States (the structural Visa Waiver Program at 41 qualifying countries), the eTA 6 month window for the United States, EU, and Australian passport into Canada, and the structural FMM 180 day tourist visa into Mexico.

For the longer than 90 day horizon, the United States H1B specialty occupation visa runs at the 85,000 annual lottery cap (65,000 regular plus 20,000 master degree exemption); the O1 extraordinary ability visa runs without lottery at the qualifying achievement record; the L1 intracompany transfer runs at the qualifying corporate corridor; the E2 treaty investor at 100,000 USD plus business investment minimum (the structural treaty country list at 81 qualifying nations); the EB5 investor green card at 800,000 USD targeted employment area minimum.

For the structural Canadian permanent residence corridor, the Express Entry runs at the 67 point Comprehensive Ranking System threshold with the structural Federal Skilled Worker, Federal Skilled Trades, and Canadian Experience Class streams. The structural Provincial Nominee Program runs the parallel pathway at the qualifying province threshold; the Quebec Skilled Worker runs the structural Francophone bilingual corridor.

For the structural Mexican inbound, the Temporary Resident visa runs at the 4,300 USD monthly income or 71,200 USD savings tier (the structural one to four year renewable corridor); the Permanent Resident visa runs at the 7,200 USD monthly income or 287,000 USD savings tier. The structural Mexican passport at the 5 year permanent residency naturalization corridor delivers the structural United States and Canadian visa exempt 180 day window.

№ 08 — Daily Life and Culture

The daily life across the continent.

The structural North American food culture runs the structural barbecue, burger, taco, poutine, mole, and lobster regional cluster. The structural Texas barbecue (Austin, Lockhart, San Antonio) at 18 to 32 USD per person; the structural Mexican street tacos al pastor at 1.40 to 2.40 USD per taco at central Mexico City; the structural California Mexican burrito at 9 to 14 USD at the Mission; the structural New York pizza slice at 3.20 to 4.80 USD at the central Brooklyn and Manhattan equivalent.

The structural North American transit network runs the structural New York MTA Subway at 472 stations (the structural North American largest by station count), the Mexico City Metro at 195 stations across 12 lines, the Toronto TTC subway at 70 stations, the Montreal Metro at 68 stations, the San Francisco BART at 50 stations, the Washington Metro at 98 stations, and the structural Acela high speed corridor between Boston, New York, Philadelphia, and Washington.

The structural North American work culture runs the structural United States 9 am to 6 pm continuous tier with the structural 12 days average paid leave (the structural OECD bottom tier on annual leave), the Canadian 9 am to 5 pm equivalent with the structural 19 days average paid leave (the structural mid OECD), and the Mexican 9 am to 7 pm extended tier with the structural 12 to 18 days statutory paid leave plus the structural 13th month aguinaldo bonus (15 day equivalent).

№ 09 — Healthcare and Education

The healthcare and the schools.

North American healthcare runs three deep. The structural United States private corporate insurance tier covers 67 percent of the working age population at the qualifying employer sponsored tier (the structural average annual employer family premium at 24,400 USD per the Kaiser Family Foundation 2025 reading); the structural Affordable Care Act marketplace tier covers the qualifying individual at the 2010 ACA corridor; the structural Medicare covers the 65 plus tier; the structural Medicaid covers the qualifying low income tier.

The structural Canadian universal public tier runs the structural provincial Medicare across Ontario OHIP, British Columbia MSP, Quebec RAMQ, Alberta AHCIP at the resident tier with the structural waitlist compression risk at the specialist tier (the structural CIHI 2024 reading at the 22 week median wait for elective surgery); the structural Mexican IMSS public tier runs at the federal employer sponsored corridor; the structural INSABI replacement at the IMSS Bienestar runs the universal public coverage at the qualifying resident tier across the federal Mexican territory.

The structural North American university tier sits at the global anchor with 18 of the QS World University Rankings 2026 top 50 (the United States Harvard, MIT, Stanford, Caltech, Princeton, UChicago, Yale, Penn, Columbia, Berkeley, Cornell, UCLA, NYU, Northwestern; the Canadian University of Toronto, McGill, UBC, Waterloo). The structural United States private university tuition runs at 56,000 to 84,000 USD annually at the central Ivy League and elite tier; the structural Canadian public tuition runs at 6,400 to 14,400 CAD annually at the federal tier (the structural compression against the United States equivalent).

№ 10 — How We Scored

The methodology behind the index.

The everycity index runs at a weighted composite score across 11 axes: cost basket (15 percent), safety (12 percent), climate quality (10 percent), salary and tax stack (12 percent), healthcare quality (10 percent), education and family infrastructure (8 percent), transit and walkability (10 percent), digital and remote work readiness (8 percent), visa friction (8 percent), cultural and lifestyle depth (5 percent), and macro stability (2 percent). The structural cost basket pulls Numbeo May 2026 cost of living index plus the structural Mercer Cost of Living Survey 2026 cross check at the central capital tier. The structural safety axis pulls the Numbeo Crime Index May 2026 plus the EIU Safe Cities Index 2025 cross check.

The structural climate axis weights the annual sunshine hours, the January and July daytime envelope, the rainfall and humidity reading, and the structural extreme weather risk (typhoon, hurricane, monsoon, blizzard) at the central tier. The structural salary axis weights the Glassdoor and Levels.fyi 2026 median salary readings against the structural personal income tax progressive ceiling and the structural cost basket adjusted take home tier. The structural healthcare axis weights the World Health Organization 2024 reading, the structural waiting time compression, the private supplemental coverage cost, and the central premium hospital tier.

The structural visa friction axis weights the visa exempt window length, the digital nomad visa availability and income threshold, the residence visa minimum and pathway window, and the structural naturalization corridor at the federal tier. The structural macro stability axis weights the structural currency volatility, the inflation reading, the central bank credibility, and the structural geopolitical risk reading at the country tier. The everycity editorial team updates the index quarterly across the indexed cluster.

№ 11 — The Verdict

Where we would move.

For the structural global financial and tech anchor on the structural English working language axis, the United States cluster of New York, San Francisco, Austin, and Los Angeles delivers the North American number 1 anchor at the 2,440 to 4,640 USD cost basket plus the H1B and O1 visa stack. The full United States country report walks the federal tier.

For the structural Canadian permanent residence anchor on the structural Express Entry axis, the Toronto, Vancouver, and Montreal cluster delivers the regional number 2 corridor at the 2,440 to 3,840 USD cost basket plus the Express Entry at 67 point CRS threshold and the structural Provincial Nominee Program parallel pathway. The structural Canadian universal healthcare runs at the residency tier.

For the structural Mexican cost compressed altitude anchor on the structural Temporary Resident visa axis, the Mexico City, Merida, San Miguel de Allende, and Oaxaca cluster delivers the regional cost floor at the 1,140 to 1,640 USD cost basket plus the Temporary Resident at 4,300 USD monthly income minimum. The structural Mexican USMCA trade corridor and proximity to the United States deliver the structural relocator value tier.

№ 12 — Related Reading

Where to go next.

Cities

North American cities.

New York · San Francisco · Los Angeles · Austin · Miami · Toronto · Vancouver · Mexico City

Countries

North American countries.

United States · Mexico

Rankings

Where North America ranks.

Tech jobs · Best for finance · Best for startups · Remote work

Sources, May 2026. Numbeo cost of living index May 2026 · Mercer Cost of Living Survey 2026 · OECD Better Life Index 2025 · World Bank Open Data 2025 · Speedtest Global Index April 2026 · EIU Safe Cities Index 2025 · Numbeo Crime Index May 2026 · Glassdoor and Levels.fyi salary medians 2026 · Bloomberg Global Financial Centres Index 2025 · Startup Genome Global Startup Ecosystem 2025 · the relevant national tax and immigration authorities for headline rates and visa thresholds. First published May 10, 2026. Last updated May 10, 2026.