Vol. 06 / 2026Q2 UpdateReleased May 2026
№ 00 , Quarterly Read

Cost of Living in Singapore, Q2 2026.

Singapore Q2 2026 basket at 4,180 dollars a month, up 1.9 percent on the Q1 reading. Orchard 1 bedroom rent 4,820 SGD, central groceries 540 SGD, utilities 220 SGD, EZ Link travel 95 SGD. The line by line read against Q1.

SingaporeRepublic of Singapore
№ 01 , The Top Line

Singapore is 4,180 dollars a month, 1.9 percent above Q1.

The Q2 2026 Singapore single resident central basket settles at 4,180 dollars a month on the May 2026 Numbeo composite (5,640 SGD at the structural 1.35 USD to SGD cross rate), up 1.9 percent on the Q1 2026 reading at 4,102 dollars. The headline rise runs through the rent line: the central Orchard, River Valley, and Tiong Bahru 1 bedroom rent reached 4,820 SGD a month (3,570 dollars), up 2.8 percent on the Q1 figure of 4,690 SGD. The structural Q2 rent pressure runs through the structural Q1 to Q2 inbound expat wave on the calendar year contract cycle, the structural HDB BTO (Build To Order) completion gap on the 2024 to 2026 cycle, and the structural Singapore central condo rental supply contraction on the Q2 cycle.

#
Cost item
Q1 2026
Q2 2026
YoQ
01
Rent, 1BR central (SGD)
4,690
4,820
+2.8%
02
Rent, 1BR Tiong Bahru (SGD)
3,820
3,920
+2.6%
03
Groceries, monthly (SGD)
532
540
+1.5%
04
Utilities, SP Services (SGD)
218
220
+0.9%
05
EZ Link travel pass (SGD)
95
95
0%
06
Restaurant for two (SGD)
98
102
+4.1%
07
Coffee, central cafe (SGD)
6.20
6.40
+3.2%
08
Total basket (USD)
$4,102
$4,180
+1.9%

The 1.9 percent quarter on quarter rise lands at the structural Monetary Authority of Singapore MAS Q2 forecast of 2.0 percent and above the 1.6 percent Q1 Singapore Department of Statistics CPI release; the structural Singapore basket compression runs ahead of the regional comparable on the 2026 cycle (Hong Kong Q2 basket at 4,640 dollars a month, Tokyo at 3,580 dollars, Seoul at 3,420 dollars, Kuala Lumpur at 1,820 dollars, Bangkok at 1,940 dollars). The full 2026 Singapore annual cost of living read covers the broader annual context; the Singapore city profile covers the income side.

№ 02 , Rent

Orchard up 2.8 percent, Tiong Bahru up 2.6.

The Q2 2026 central Orchard, River Valley, and Marina Bay 1 bedroom rent reached 4,820 SGD a month, up 2.8 percent on the Q1 figure of 4,690 SGD and up 8 percent on the Q2 2025 figure of 4,460 SGD. The structural Orchard premium concentration runs the 22 percent share of the Singapore 1 bedroom new lease market on the Q2 cycle; the central Marina Bay Sands and Sentosa Cove 1 bedroom rent reached 5,920 SGD a month at the Q2 reading. The structural Singapore Q2 rent compression runs the structural post 2024 inbound expat wave on the structural Singapore Employment Pass and Tech Pass cohort inflow plus the structural Singapore Tier 1 financial services concentration.

The Tiong Bahru, Bukit Merah, and Holland Village corridor runs the structural mid premium 1 bedroom rent at 3,920 SGD a month on the Q2 cycle, up 2.6 percent on the Q1 figure. The Tanjong Pagar, Outram, and Chinatown corridor runs the structural mid premium 1 bedroom rent at 3,820 SGD a month on the Q2 cycle. The Singapore HDB (Housing and Development Board) 3 room flat rent runs at 2,820 SGD a month on the central Tiong Bahru, Toa Payoh, and Queenstown band on the Q2 cycle; the HDB 4 room rent runs at 3,640 SGD a month on the same central catchment.

The structural Singapore 3 bedroom family condo rent runs at 7,800 to 12,400 SGD a month on the Q2 central premium catchment (Orchard, River Valley, Sentosa Cove), at 5,800 to 8,200 SGD a month on the central Bukit Timah, Holland Village, and Newton band, and at 4,200 to 6,400 SGD a month on the Outer Bishan, Toa Payoh, and Kallang band. The structural Singapore Good Class Bungalow GCB rent runs at 32,000 to 95,000 SGD a month on the Q2 cycle on the central Holland Park, Bukit Timah, and Tanglin GCB area. The 99.co Q2 2026 Singapore market read confirms the 2.8 percent central 1 bedroom rent pressure on the Orchard to River Valley corridor.

№ 03 , Groceries

FairPrice basket up 1.5 percent, Cold Storage up 2.6.

The Q2 2026 Singapore grocery basket settles at 540 SGD a month for the single resident on the central FairPrice and Sheng Siong catchment, up 1.5 percent on the Q1 figure of 532 SGD. The structural Q2 grocery pressure runs through three lines: the structural Singapore Malaysian fresh produce supply variance on the Johor border trade variance, the structural Q2 Australian beef and lamb import variance, and the structural Singapore rice supply on the Vietnam and Thailand export variance.

The structural Cold Storage premium grocery basket on the central Orchard and Tanglin Mall catchment reached 720 SGD a month for the single resident at the Q2 reading, up 2.6 percent on the Q1 figure; the structural Marketplace by Jasons premium basket reached 820 SGD a month at the Q2 reading. The structural Sheng Siong discount grocery basket reached 420 SGD a month for the single resident at the Q2 reading, with the structural NTUC FairPrice Saver loyalty basket reaching 480 SGD a month on the same single resident comparable. The structural Q2 Singapore dairy line ran the 4.20 SGD per liter milk price on the central FairPrice catchment, the 12.80 SGD per kilogram chicken breast price on the central catchment, and the 38.40 SGD per kilogram beef striploin price.

№ 04 , Utilities

SP Services up 0.9 percent, Singtel flat.

The Q2 2026 Singapore SP Group bill runs at 220 SGD a month for the central 1 bedroom condo on the standard usage band, up 0.9 percent on the Q1 figure of 218 SGD. The structural Singapore utility bill runs the structural Open Electricity Market framework since 2018; the structural Geneco, Tuas Power Supply, Senoko Energy, and the SP Services regulatory tariff cover the central Singapore retail electricity market. The Q2 reading at 220 SGD covers the structural Singapore tropical year round air conditioning load on the 26 to 32 degree Celsius median daytime temperature; the structural seasonal AC load variance runs 8 to 12 percent on the Q2 to Q4 cycle.

The structural Singapore 3 bedroom family condo SP Group bill runs at 380 to 620 SGD a month on the Q2 cycle on the central premium catchment with the daily AC load. The Singtel and StarHub and M1 fiber broadband 1 Gbps line runs at 42 to 65 SGD a month on the Q2 cycle, flat against the Q1 figure on the structural Singapore IMDA regulatory framework. The structural Singtel postpaid 5G plan runs at 38 to 78 SGD a month on the Q2 cycle for the structural 50 to 200 GB data band; the structural prepaid SIM Singtel hi! Tourist data line runs at 18 to 38 SGD a month on the 25 to 75 GB band.

№ 05 , Transport

EZ Link held flat, COE up 2 percent.

The Q2 2026 Singapore EZ Link monthly Adult Hybrid Concession Pass runs at 95 SGD on the central Singapore MRT and bus network catchment, flat against the Q1 figure on the structural February 2026 LTA fare cycle. The structural EZ Link pass covers the Singapore MRT North South Line, East West Line, North East Line, Circle Line, Downtown Line, Thomson East Coast Line, and the SBS Transit and SMRT bus network. The Q2 2026 Singapore taxi fare runs at 4.40 SGD flag fall plus 0.24 SGD per 400 meter on the standard ComfortDelGro taxi cycle, up 1.8 percent on the Q1 figure on the February 2026 LTA fare reform.

The structural Singapore Grab rideshare fare runs at 4.50 SGD base plus 0.65 SGD per kilometer on the Q2 cycle, against the structural Gojek Singapore fare at 4.80 SGD base plus 0.62 SGD per kilometer. The structural Singapore Certificate of Entitlement COE for the standard Category A passenger car (1,600 cc and below, 130 horsepower and below) ran at 96,200 SGD on the May 2026 second tender, up 2 percent on the Q1 close at 94,300 SGD; the structural Category B COE (1,600 cc and above) ran at 124,800 SGD on the May 2026 second tender, up 2.4 percent on the Q1 close. The structural Singapore new car cost runs the COE plus the structural new car price plus the structural Additional Registration Fee ARF; the standard new Toyota Camry Hybrid runs at 218,000 to 248,000 SGD on the Q2 cycle on the structural 10 year ownership cycle.

№ 06 , Dining out

Restaurant inflation 4.1 percent, coffee 3.2.

The Q2 2026 Singapore mid range restaurant for two runs at 102 SGD on the central Orchard, Tanjong Pagar, and Boat Quay catchment, up 4.1 percent on the Q1 figure of 98 SGD. The structural Singapore dining inflation runs the highest Asia Pacific comparable on the 2026 cycle, against the 2.8 percent Hong Kong comparable, the 3.4 percent Tokyo comparable, and the 1.8 percent Kuala Lumpur comparable; the structural Singapore dining compression runs the structural F and B labor wage pressure on the 2024 to 2026 cycle plus the structural Q2 Singapore GST hike pass through on the standard 9 percent GST rate.

The structural Singapore central cafe coffee runs at 6.40 SGD per cup on the Q2 cycle, up 3.2 percent on the Q1 figure on the structural global coffee bean price pressure (the May 2026 ICE Arabica futures at 4.20 dollars per pound, up 8 percent on the Q1 close). The structural Starbucks Singapore latte runs at 8.20 SGD per cup on the Q2 cycle, the Coffee Bean and Tea Leaf Singapore latte runs at 7.80 SGD, and the structural specialty cafe (Common Man Coffee Roasters, Tiong Hoe Specialty Coffee, Apartment Coffee) runs at 7.50 to 9.80 SGD per cup. The structural Singapore hawker centre meal runs at 5.80 SGD on the Q2 cycle on the central Maxwell, Lau Pa Sat, and Tiong Bahru Hawker Centre catchment, up 4.6 percent on the Q1 figure of 5.54 SGD on the structural hawker rental and ingredient pressure.

№ 07 , What changed in Q2

The four structural shifts, on the May reading.

Four structural shifts run through the Q2 2026 Singapore cost cycle on the May reading. First, the central Orchard and River Valley 1 bedroom rent compression runs the 2.8 percent Q1 to Q2 hike on the structural inbound expat wave continuing into the Q2 cycle; the structural Q3 forecast runs the 1 to 2 percent quarter on quarter slowing on the structural June to August expat onboarding window. Second, the EZ Link monthly pass at 95 SGD held flat against the Q1 figure on the structural February 2026 LTA fare cycle; the structural Q3 forecast runs the December 2026 review cycle.

Third, the structural Singapore grocery basket inflation at 1.5 percent runs below the structural Singapore CPI grocery line at 2.4 percent on the Q1 release; the structural Q2 grocery pressure concentrated on the dairy and the fresh produce import variance, with the structural canned and dried goods running flat on the FairPrice and Sheng Siong catchment. Fourth, the structural Singapore restaurant for two inflation at 4.1 percent runs above the structural Singapore CPI dining line at 3.2 percent on the Q1 release; the structural Singapore hawker centre meal at 5.80 SGD runs the structural hawker rental and ingredient pressure on the central Maxwell and Tiong Bahru catchment.

Currency conversion best practice: International transfers from the Singapore dollar to the major currencies run cheapest on Wise at the 0.35 to 0.52 percent average spread against the mid market rate. The structural Singapore dollar runs the structural MAS managed float against the basket of major trading partner currencies (the structural NEER framework since 1981); the Q2 2026 SGD to USD cross rate held at 1.34 to 1.36 on the May 2026 MAS trading band.

№ 08 , The Verdict

Singapore held the 1.9 percent line, but the COE is the structural risk.

The Q2 2026 Singapore cost basket at 4,180 dollars a month runs 10 percent below the Hong Kong Q2 comparable, 17 percent above the Tokyo comparable, 22 percent above the Seoul comparable, and 130 percent above the Kuala Lumpur comparable on the May 2026 Numbeo composite. The structural 1.9 percent quarter on quarter rise runs at the structural Monetary Authority of Singapore MAS Q2 forecast and above the 1.6 percent Q1 Singapore Department of Statistics CPI release, with the rent line absorbing 62 percent of the headline rise.

The structural Q3 forecast runs the 1 to 2 percent quarter on quarter rise on the headline basket and the 4 to 8 percent quarter on quarter rise on the COE line on the structural June to August second half tender cycle. The structural Q4 forecast runs the 0.8 to 1.4 percent quarter on quarter rise on the headline basket on the structural seasonal slowdown plus the structural Q4 inbound expat slowdown on the school year mid term. The 2026 full year Singapore basket forecast runs at 4,280 to 4,380 dollars a month on the Q4 cycle, up 6 to 8 percent on the full year against the 4,020 dollars Q4 2025 close.

The recommendation. Choose Singapore for the structural Asia Pacific time zone overlap with the Hong Kong, the Tokyo, and the Sydney market, for the structural Tier 1 financial services concentration (the structural DBS, OCBC, UOB, the structural HSBC, the Standard Chartered, the JP Morgan, the Goldman Sachs, the Morgan Stanley Singapore office concentration), for the structural English speaking working environment without the language friction, for the structural Singapore Changi Airport global hub access (the 100 plus destination on the SIA plus the Scoot plus the Jetstar Asia network), and for the structural Singapore safety and rule of law on the structural East Asian top tier. The closer reads are the Singapore city profile, the Singapore 2026 annual cost read, the Singapore vs Hong Kong comparison, and the Singapore country guide.

Sources: Numbeo Singapore cost basket May 2026 · Singapore Department of Statistics Q1 CPI 2026 · SP Group tariff schedule 2026 · LTA Singapore fare schedule February 2026 · 99.co Q2 2026 Singapore market read · Wise FX spread data May 2026 · methodology document for index weighting and editorial standards.
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